Managment dashboard for

FINANCES

for your clients

PL EN

Ybanking

Ybanking is a virtual bank, integrating products of different financial services providers, such as banks, insurers and fintechs.

Ybanking will operate undersit’s own brand and in partnerships with non-banking companies, which want to support their customers in managing their personal finances.

Clients

Profits, convenience, advisory...

Non-banks

Client loyalty and insight, sales opportunities...

Banks and fintechs

Sales, new markets...

Ybanking modules

Front-end

Portal
Daily banking
Supermarket
Content marketing

Sales and marketing

Automotion
Price managment
Social networking
Robo-advisor
CRM
Co brand & White label
Video-brach
Financial assistant

Integrations

KYC
PSD2
Private APIs, SSO
Open banking

Sales processes

Aplications
Transactions
Value added services

Operations

Database
Affiliation
Accounting

Ybanking for your clients

Consumers usually use one or two banks, irrelevant of attractiveness of their current offer. An effort to compare prices, proceed different sales processes, multiple interfaces, passwords, logins, etc., is just too big.

Ybanking creates convenient way of managing personal finances and different providers from one place. It is a platform, thanks to which customers will stop being hostages of their own inertia and will use best offers on the market effortlessly.

Ybanking is a management dashboard for personal finances, where clients can control their daily banking, execute transfers from any account, use supermarket supporting customers in comparing and purchasing of financial products.

Financial assistant, using artificial intelligence, will advise how to manage finances. Will suggest how to move money and debts between banks and fintechs to maximize profits. Thanks to financial assistant, customers will save from 50 to 120 euro annually (Polish market conditions).

Ybanking for your company

tangible profiys
for customers

loyalty of
customers

revenues
source

increased number
of touchpoints

increased traffic
in digital
channels

real-time marketing
based on customer
events

customer insight
including transactions
and purchases

financial services
used for
product development

Ybanking is created inSAP technology, thus it is safe, reliable and easy to integrate

We offer:

It solutions based on
state-of-the-art,
safe and reliable SAP solutions

possibility to adapt
the offer
to partner's strategy

plug&play platform,
ready to integrate with
partner's solutions

white-label solution, ready to use
partner's visual identity

solutions for real-time
marketing and
sales solicitation

agreements
with products providers

operational processes with
no costs and risks

quality customer service
and sales team

simple legal and
commercial framework

light cooperation model,
enabling market tests
before full roll-out

Contact us and arrange a meeting.
It is the best way to get to know about our offer.

Banks and fintechs

Ybanking is a platform connecting companies with large customer databases with banks and fintechs, willing to expand their sales in such partnerships.

We offer to financial services providers:

  • Distribution channel addressing big customer bases with established relations
  • Simple integration though APIs and SAP tools
  • Flexibility in managing product offer and profitability
  • KYC process compliant with regulations
  • Possibility to enter new markets with limited investment

FOR SOME FINANCIAL SERVICES PROVIDERS, SUCH AS: FINTECHS, INSURERS, INVESTMENT BROKERS YBANKING CAN BE SIMULTANOUSLY A DISTRIBUTION CHANNEL AND A WAY TO EXPAND THEIR OFFER WITH BANKING-AS-A-SERVICE PARTNERSHIP.

Absout Yfin

Yfin S.A., an owner of Ybanking platform, was founded in 2015 by experienced executive bankers.

Contact data:
Yfin S.A., ul. Graniczna 17a,
05-500 Jastrzębie, NIP: 123-130-76-09,
share capital 526.207 zł
(fully paid)
email: contact@ybanking.com
tel: +48 692 486 539

We started our activity with selling bank deposits and investment products in a social networking model. In this business model we sold over 400 million zlotys (c.a. 100 million euro) deposits and investments.Since the beginning of 2018 we work on a banking platform for individual customers, ready for PSD2. We raised funds enabling to create a fully-fledged banking virtual bank platform based on SAP tools. Thanks to this we will be able to compete with banks for a role of a main bank provider.

OUR MISSION IS TO CREATE A PLATFORM BENEFITING THREE PARTIES:

Customersbecause they will get easy access for more attractive financial products

Non-banking firmsoffering customers support in personal finance management, because they will gain loyalty and customer insight

Bank and fintechsthey will get access to effective sales channel

WE WILL TAKE CARE THAT THOSE BENEFITS ARE BALANCES BETWEEN PARTIES AND AS HIGH AS POSSIBLE COMPARING TO TRADITIONAL BANKING